Comprehensive Coverage Options

Permanent Whole Life Insurance

Lifelong protection with guaranteed premiums and lasting value.

Universal Life Insurance

Flexible permanent coverage with built-in savings and investment potential.

Term Life Insurance (Various Lengths)

Affordable coverage for a fixed period — ideal for short- to mid-term protection goals.

Children’s Riders / Kids’ Coverage

Affordable add-ons to cover your child’s future with guaranteed options.

Joint Life Coverage

Covers two lives under one policy — perfect for couples or business partners.

Critical Illness Insurance

Lump-sum financial support upon diagnosis of serious illnesses like cancer or stroke.

Disability Insurance

Protects your income if a serious injury or illness keeps you from working.

Accidental Death & Injury Plans

Extra protection for unexpected injuries, accidents, or death due to accident.

Hospital Benefits

Supportive coverage for hospital stays, recovery, and unexpected medical events.

NO MEDICAL TESTS, GUARANTEED & SIMPLIFIED OPTIONS AVAILABLE

Coverage is available with medical underwriting for the best value, or without medical tests for those who prefer quicker, easier approval.
We provide life insurance solutions tailored to different needs and health conditions.

Coverage Options To Choose From

"Protecting what matters most — from first steps to golden years, and every moment in between."

"I’m Lilit Harutyunyan, a licensed professional specializing in Life Insurance and Living Benefits. I’ve been helping clients navigate their insurance needs for several years.

Your time and peace of mind matter. I’m here to listen, guide you with care and clarity, and help you find coverage that truly fits your life and personal goals."

Proudly partnered with Industrial Alliance Financial Group.

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